Once you decide you like the product, only reload credits and to maximum available level (500 credits for $50) which gives you the best price. Every 3-4 months Totem makes a special offer that give you a 10% bonus in credits (600 for $50).
A ***** correction, the "reload bonus" is 20% not 10% (10% on top of 500 would be 550 not 600 and the reload bonus has indeed been 600 for the regular price of 500 or often 1200 for the price of 1000).
On top of the regular bronze, silver, gold, platinum and diamond membership levels which give increasing discounts on all purchases (rising to 455 for triple diamond) there is also premium membership which can be purchased at any time and can giive an extra 20% discount on the most recent cards - this is worthwhile if you are buying most of the cards as they come out each week (or if you really want the 4k resolution).
However before you pay for premium membership you should acquaint yourself with what is available and be sure that you are ready to buy most of the cards as they are released otherwise it gains you little or no benefit. It is good for some members, but probably not for most newcommers so don't be tempted by this until you are sure that you want to make a long term commitment,
Also, there is nothing special about the so called Special Event Cards. They are just ordinary cards that are artificially difficult to obtain. It is almot certainly better to spend your money buying normal cards than to gamble for SECs as this can be expensive. For the non-gambling special events you should evaluate them before plunging in. An example of this was the August pre-purchase abailable this year towards the end of July which gave you a SEC if you pre-purchased all of August's cards without knowing what they were going to be - if you are at all selective about the cards you buy such offers need to be considered carefully,
