You spend only cash. Credits are not moneyPoker chips can be traded back to the casino for real world cash that can be used outside of the casino
On this subject, I totally am with
@TheEmu ,
@Wyldanimal and
@muttonjeff , and I will repeat it again, for last time: you can not change credits into real money. So - as T&C too states - they have no real monetary value. Poker chips have it, since you can change them back into money, Istripper credits NO. Once you bought credits (only real transaction here on Istripper) it makes not any difference for Totem if you keep them or spend them.
Istripper gamble is bare credit gamble, it's NOT money gamble.
On other point, though, I don't agree with
@TheEmu:
do you have any evidence that Totem have lost any customers because of these games.
No, but do you have any real evidence that it did not? Or that it will not in the future?