@Wyld
You missed one major part: Maxed out members had no way of even participating in the game...
Not true,
In the last Scratch off, and in this Scratch off.
ALL members regardless of collection status, were able to participate.
What was available to Win, now that is different.
a Maxed out Member or a member with no cards less than 45 days old left to purchase,
Only participated for the free credits, or the Special Event card.
All other Members had full participation.
In the Chinese New Year Slot machine
Maxed out Members were able to Participate for Credits.
Totem has changed how these events restricted participation.
Maxed out Members are NOT excluded.